YOU CAN FIND THE BEST DEALS ON EVERYTHING YOU NEED!
Special rates for state, public and pensioners.
LENDING TO CIVIL SERVANTS
Due to the professional category to which they belong, which recognizes INPS, the national social security institute, as a legal guarantee against an especially low risk of insolvency, public employees have the opportunity to receive a type of loan at a discounted rate.
Since 2011, INPS has also absorbed the INPDAP services that were repressed in order to satisfy the ongoing demand for significant public funding reductions.
Public employees can still approach the request for access to credit at particularly advantageous conditions thanks to specific agreements that are in force between the banks and the financial institutions working in collaboration with the INPS, just as they could back when the INPDAP was established specifically to fill the role of social security institution for the public administration.
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ACCESSIBLE CONDITIONS
The most affordable rates with favorable terms for your loan.
Due to the professional category to which they belong, which recognizes INPS, the national social security institute, as a legal guarantee against an especially low risk of insolvency, public employees have the opportunity to receive a type of loan at a discounted rate.
Since 2011, INPS has also absorbed the INPDAP services that were repressed in order to satisfy the ongoing demand for significant public funding reductions.
Public employees can still approach the request for access to credit at particularly advantageous conditions thanks to specific agreements that are in force between the banks and the financial institutions working in collaboration with the INPS, just as they could back when the INPDAP was established specifically to fill the role of social security institution for the public administration.
The more their usefulness is recognized, the more popular online portals become. Through them, one can review the various offers made by banks and financial institutions, ensuring public employees quick and easy access to all the details of a potential personal loan request.
Also see: Should I Apply for a Loan at a Branch or Online?
Compared to the need to physically visit a bank or finance company branch, the time it takes to complete an official receipt of a proposal is relatively short. Another benefit is that one can be assisted in real time by the tools made available to the internal websites, which have intuitive navigation and don’t require one to spend their free time looking for the information they require.
With the ability to request credit made possible by their work status due to a sort of permanent contract that assures their solvency, the affordable rates show the contribution flow that public employees continuously provide to the state coffers.
OUR LOANS
EMPLOYEE LOANS
Il finanziamento dedicato ai lavoratori dipendenti –
Comoda trattenuta sulla busta paga pari a 1/5 dello stipendio senza pensieri di pagamento tramite RID o bollettini
anche in presenza di problemi di credito sui circuiti bancari.
LOAN WITH DELEGATION
La delegazione di pagamento consiste nella seconda trattenuta in busta paga, che si somma a quello della cessione del quinto dedicato a dipendenti privati/ statali / pubblici
il doppio quinto comodo e pratico per chi a bisogno di liquidità aggiuntiva.
TFS ADVANCE
Stanco di aspettare anni per poter usufruire del tfs accantonato durante gli anni di lavoro?
L’anticipo tfs è dedicato ai dipendenti statali , con l’ausilio di pochissima documentazione scaricabile tramite spid dal sito ex inpdap, potrai avere in tempi brevissimi il tfs e goderti finalmente il meritato riposo.
PERSONAL LOAN
Il piu’ classico dei finanziamenti al consumo. Istruttoria rapida e snella. Puoi avere la liquidità di cui hai bisogno in 24h. Rimborso tramite Rid o Bollettini postali.
FAQS
From 48 to 120 months.
What are the rates of interest?
In any event, it is vital to evaluate the practice in order to know the rates because they are always customized and fluctuate depending on the applicant’s and the request’s characteristics. We always attempt to provide the best rate to our customers by also providing the greatest insurance coverage.
The loan will be disbursed when?
After the contract has been signed and the third-party administration has granted its permission, the loan will be disbursed.
The final payment, the single certification (ex-CUD), and personal documents are the first things needed to have a preventive and a factual situation. Later, additional documents will be required depending on the situation (such as a proof of employment or residency certificate).
Even though this practice is often exceeded, it is often possible to erroneously obtain a little advance at the time of contract signing.
Is there someone I can talk to?
Unquestionably, no one other than a Consulente who is regularly subscribed to the Almanac of Agents Capable of Contacting the Public may access it online at organismo-am.it.
Can I handle everything online?
Certamente! We have the ability to recognize people online.