YOU CAN FIND THE BEST DEALS ON EVERYTHING YOU NEED!
Special rates for state, public and pensioners.
SUBSPONSORED LOANS FOR STATE WORKERS
The process of applying for a loan for those who fall under the category of public and state employees is incredibly straightforward today thanks to the abundance of financial institutions that provide beneficial and practical financing options to enable those who work for public bodies to obtain the best subsidized loan.
Due to the security of the manner of execution of the repayment plan through the assignment of the fifth salary with a direct deduction in the pay slip, loans for public, state, and ministerial personnel find a particularly favourable reaction in terms of accessibility.
It takes time and effort to evaluate the best solutions on the market, which is why using online comparison tools may make it much easier and quicker to evaluate the suggestions we might get as feedback from a bank or a financing firm. to locate the ideal loan.
THE BENEFITS OF SUBMITTING A LOAN APPLICATION FOR PUBLIC AND STATE EMPLOYEES
There is no dispute about the fact that loans for public employees and state employees have interest rates that are lower than typical, lowering the overall cost of the loan.
A simplified and quick process can be ensured by the Request’s simplicity and the minimal amount of documentation needed. Additionally, it may be possible to complete a Single Signature Loan Form without the involvement of a Guarantor.
It can be assumed that the process for crediting your current account with the desired amount, also in the form of an advance, has been confirmed within 24 or 48 hours of obtaining a favorable response from the Provider.
The periodic installment withheld straight from the pay slip and paid by the management of the Public Office in which he works will ensure the simplicity of the reimbursement, so the employee won’t need to set aside any time for intervention of any sort.
Another benefit is that you can still apply for a loan even if you may have previously been insolvent or had a protest against you. By requesting information from the Credit Data Banks, the Central Risks, or by searching the Credit Information System, a rejected loan application can learn the reason why it was denied by studying its data.
The service of CRIF, CERVED, and other structures is available for any explanations with their market instruments or with their service guaranteed by law.
PUBLIC EMPLOYEE BENEFITS – INPS LOAN
Public and state employees can now access the INPS Loan as a result of the Social Security Agency for Public and State Employees’ – INPDAP existence, whose functions have been combined with those of the National Institute of Social Security since 2012, allowing these individuals to see the previous benefits they could enjoy renewed.
When compared to other options on the market, these loans for modest or medium/large amounts might claim very favorable terms.
THE DOCUMENTATION FOR A LOAN REQUEST THAT MUST BE SUBMITTED
A number of personal papers must be attached to your application in order for it to be processed properly as an official Loan request. This will allow you to continue with an investigation of the offer you received later on.
The details are as follows:
- displaying the two most recent paystubs;
- distributing your tax code;
- attachment of your identity document (passport or identity card);
- Details of a bank statement in addition;
- CUD
FILL OUT THE
FORM.
Request a free estimate without obligation and pick the offer that best meets your needs.
ASK FOR THE BEST OFFER
A consultant is at your disposal, ready to listen to your needs and provide the best solution.
ACCESSIBLE CONDITIONS
The most affordable rates with favorable terms for your loan.
LOANS WITH THE MINIMUM PENSION TO RETIRED PEOPLE
Some banks and financial institutions only permit pensioners who receive a Minimum Seniority Pension to get credit. The applicant will be able to request a smaller repayment installment with a lower maximum amount of Capital available the lower the Pension.
Even a pensioner on the bare minimum will have access to some kind of subsidized credit.
INFORMATION AND INSIGHTS THAT ARE USEFUL
Your social security organization will be able to examine whether there are any discounts with particular credit institutions so that you can be approved for a small loan.
Certain contracts may not always be advertised but they can still be advantageous due to a lower interest rate and better terms.
It is possible to consult the Portals designed for the collection of information in this respect, browse the Web, or rely on ad hoc consulting in order to learn more about the themes relevant to the pension sector.
OUR LOANS
EMPLOYEE LOANS
Il finanziamento dedicato ai lavoratori dipendenti –
Comoda trattenuta sulla busta paga pari a 1/5 dello stipendio senza pensieri di pagamento tramite RID o bollettini
anche in presenza di problemi di credito sui circuiti bancari.
LOAN WITH DELEGATION
La delegazione di pagamento consiste nella seconda trattenuta in busta paga, che si somma a quello della cessione del quinto dedicato a dipendenti privati/ statali / pubblici
il doppio quinto comodo e pratico per chi a bisogno di liquidità aggiuntiva.
TFS ADVANCE
Stanco di aspettare anni per poter usufruire del tfs accantonato durante gli anni di lavoro?
L’anticipo tfs è dedicato ai dipendenti statali , con l’ausilio di pochissima documentazione scaricabile tramite spid dal sito ex inpdap, potrai avere in tempi brevissimi il tfs e goderti finalmente il meritato riposo.
PERSONAL LOAN
Il piu’ classico dei finanziamenti al consumo. Istruttoria rapida e snella. Puoi avere la liquidità di cui hai bisogno in 24h. Rimborso tramite Rid o Bollettini postali.
FAQS
From 48 to 120 months.
What are the rates of interest?
In any event, it is vital to evaluate the practice in order to know the rates because they are always customized and fluctuate depending on the applicant’s and the request’s characteristics. We always attempt to provide the best rate to our customers by also providing the greatest insurance coverage.
The loan will be disbursed when?
After the contract has been signed and the third-party administration has granted its permission, the loan will be disbursed.
The final payment, the single certification (ex-CUD), and personal documents are the first things needed to have a preventive and a factual situation. Later, additional documents will be required depending on the situation (such as a proof of employment or residency certificate).
Even though this practice is often exceeded, it is often possible to erroneously obtain a little advance at the time of contract signing.
Is there someone I can talk to?
Unquestionably, no one other than a Consulente who is regularly subscribed to the Almanac of Agents Capable of Contacting the Public may access it online at organismo-am.it.
Can I handle everything online?
Certamente! We have the ability to recognize people online.